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Finance Center



Car Loans From Toyota of Keene

We at Toyota of Keene can help you into the car of your dreams! Our professional financing department has been helping customers from around Keene, Peterborough, Lebanon, and Massachusetts to secure a car loan or lease. We can help area residents with bad credit get an auto loan as well. Fill out our contact form if you would like to have us get in touch with you to answer any financing questions.

You can also call us at 800-421-0909, or stop by our Toyota dealership at 591 Monadnock Highway, East Swanzey, NH, to speak to an experienced new and used car loan professional today!

Bad credit? No credit? Don't let credit problems hold you back from a new or used car purchase. Call Toyota of Keene at 800-421-0909, we can help!


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Contact Information

Contact Information

Toyota of Keene

591 Monadnock Highway

East Swanzey, NH 03446
sales Sales:
800-421-0909
phone2 Service:
(603)354-5000

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.